Funding to pay staff and daily costs
Staff pay and regular bills may be due before sales money comes in. The right funding can help cover this gap without putting strain on your business.
When you might need this funding
Staff must be paid on time. Service businesses, contractors, and businesses that sell to other businesses often pay staff on a set schedule. Customer invoices may have net-30, net-60, or longer payment terms. Many established businesses use working capital to cover this gap.
We help you find funding that fits the gap. A line of credit can cover repeat needs. Funding backed by invoices can help when customers pay slowly.
What helps us match you to the right partner
- Regular staff pay and business costs you can plan for
- A clear record of when sales money comes in and bills are due
- Steady monthly sales, even if payments come in at different times
Funding options often used for this
Business lines of credit
Borrow money as needed, pay it back, and borrow again. Use it to pay staff, stock goods, or cover short-term cash gaps.
Learn moreInvoice and receivables financing
Get money based on unpaid bills sent to other businesses. You do not have to wait 30–90 days for customers to pay.
Learn moreRevenue-based financing
Get money up front and repay a share of customer payments or sales. This can fit businesses with steady monthly income and seasonal changes.
Learn moreFunding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other situations we help with
Buying stock and covering seasonal business costs
Funds for businesses that need stock and cash before busy seasons or regular sales peaks.
Learn moreEquipment and business vehicles
Funding to buy or replace business vehicles and machines. This includes medical, dental, kitchen, factory, and technology equipment.
Learn moreProjects to grow your business
Loans for growth projects with a clear budget. These projects take a long time to earn back their cost and need the longest available repayment terms.
Learn moreTalk about your needs with an advisor
Tell us what you need to fund. We will explain options that may fit. No obligation.