Funding while you wait for customer payments
Your business may be healthy but short on cash while customers owe you money. The right funding can cover daily costs without changing how you run the business.
When you might need this funding
Do your business customers have 30, 60, or 90 days to pay? You may wait weeks or months for cash. You can sell unpaid bills to a partner or use them to back a line of credit. This helps cover daily costs. A general line of credit can help with gaps that come and go.
We help compare the full cost of invoice funding and a working capital line. We also explain how each option handles contact with your customers.
What helps us match you to the right partner
- How long invoices have been unpaid and how much each customer owes
- How many days customers usually take to pay
- Written steps for sending invoices and collecting payments
Funding options often used for this
Invoice and receivables financing
Get money based on unpaid bills sent to other businesses. You do not have to wait 30–90 days for customers to pay.
Learn moreBusiness lines of credit
Borrow money as needed, pay it back, and borrow again. Use it to pay staff, stock goods, or cover short-term cash gaps.
Learn moreFunding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other situations we help with
Paying staff and daily costs
Funding to pay staff, rent, and regular business costs while you wait for payments.
Learn moreBuying stock and covering seasonal business costs
Funds for businesses that need stock and cash before busy seasons or regular sales peaks.
Learn moreEquipment and business vehicles
Funding to buy or replace business vehicles and machines. This includes medical, dental, kitchen, factory, and technology equipment.
Learn moreTalk about your needs with an advisor
Tell us what you need to fund. We will explain options that may fit. No obligation.