Funding to combine high-cost short-term debts
High-cost advances can take cash from your business each day. A new loan with more time to repay may help. A clear payment plan can make it easier to cover daily needs.
When you might need this funding
Daily or weekly debt payments can use up cash for running your business. Combining these debts into a term loan with a fixed monthly payment can free up daily cash. This can help even if the listed rate is similar, because payments happen less often.
We show how combining debts would change your cash flow. You can decide based on the effect on your business, not just the rates.
What helps us match you to the right partner
- Current debts, amounts owed, and how often payments are taken
- Bank statements showing how debt payments affect your cash
- Steady monthly sales that can cover a fixed payment
Funding options often used for this
Term loans
Borrow a set amount and pay it back on a set schedule. Use it to grow, buy equipment, or combine higher-cost debts.
Learn moreBusiness lines of credit
Borrow money as needed, pay it back, and borrow again. Use it to pay staff, stock goods, or cover short-term cash gaps.
Learn moreFunding is subject to approval and not all applicants will qualify. Terms, structures, and availability are determined by the funding partner.
Other situations we help with
Paying staff and daily costs
Funding to pay staff, rent, and regular business costs while you wait for payments.
Learn moreBuying stock and covering seasonal business costs
Funds for businesses that need stock and cash before busy seasons or regular sales peaks.
Learn moreEquipment and business vehicles
Funding to buy or replace business vehicles and machines. This includes medical, dental, kitchen, factory, and technology equipment.
Learn moreTalk about your needs with an advisor
Tell us what you need to fund. We will explain options that may fit. No obligation.